BISP 13500 Payment Phase 3 October 2025 – Final District List

The Benazir Income Support Programme has officially started BISP 13500 Phase 3 Payment October 2025, bringing relief of Rs 13,500 to thousands of deserving families across Pakistan. This new phase targets eligible districts that couldn’t receive funds earlier due to floods and technical delays.

If you’re wondering “How can I check my BISP payment?” or “Is my district included in the Phase 3 list?” — you’re in the right place. In this guide, you’ll find the latest updates, the official list of BISP Phase 3 districts, and an easy step-by-step process to check your CNIC status through 8171.

The October 2025 BISP payment update has been confirmed by official sources, ensuring that beneficiaries who were waiting since Phase 2 can now collect their BISP Rs 13,500 cash assistance through HBL Konnect, JazzCash, or Easypaisa centers.

Table of Contents

Latest Update:

BISP has announced that this payment phase will prioritize families affected by floods, widows, and low-income households registered in the 8171 NSER database.

Extra Tip:

To verify your eligibility instantly, send your CNIC number to 8171 or visit the official BISP portal (8171.bisp.gov.pk). Within seconds, you’ll know whether your October 2025 BISP payment is ready for collection.

What is the BISP Phase 3 Payment (October 2025)?

The Benazir Income Support Programme (BISP) is Pakistan’s largest financial assistance initiative designed to help low-income families meet basic needs. Each year, payments are distributed in multiple phases so that every registered family can receive support smoothly, even in remote or flood-affected areas.

The Phase 3 BISP payment for October 2025 is part of this ongoing process. It ensures that families who couldn’t receive their share in Phase 1 or Phase 2 now get their Rs 13,500 cash installment directly through verified 8171 registration records.

This phase has been officially rolled out across several eligible districts in Punjab, Sindh, KPK, Balochistan, and Gilgit Baltistan. According to BISP officials, Phase 3 beneficiaries are mostly those whose payments were delayed due to biometric issues, survey updates, or unverified CNICs.

In simple words:

That means, if you didn’t receive an SMS from 8171 earlier, your area might now be included in the October 2025 Phase 3 BISP payment list.

The primary goal of this payment phase is to make sure no deserving woman or family is left behind due to system delays or regional challenges. The government has confirmed that all verified beneficiaries will get their due payments by the end of October 2025.

Key Highlights of BISP Phase 3 October 2025:

  1. Payment amount: Rs 13,500 per household
  2. Coverage: Over 50+ districts across Pakistan
  3. Target: Flood-affected and pending verification families
  4. Payment methods: HBL Konnect, Easypaisa, JazzCash, and camp sites
  5. Check status: Send CNIC to 8171 or use the BISP online portal

BISP Phase 3 Districts List — Who Will Receive in October 2025?

The BISP Phase 3 payment (October 2025) covers several districts across Pakistan, mainly those affected by floods, network delays, or survey verification issues. These areas were not fully covered in Phase 1 and Phase 2, which is why the government prioritized them for the final October phase.

BISP officials have confirmed that payment centers are active in these districts, and beneficiaries can collect their Rs 13,500 through HBL Konnect, JazzCash, or Easypaisa outlets after successful biometric verification.

If you belong to any of the following areas, your 8171 CNIC status may show “Payment Ready” — meaning you can now receive your BISP installment.

Must Read: BISP 13500 Phase 2 Payment Release – Check Full List Now

Punjab – BISP Phase 3 Districts (October 2025)

  1. Bahawalnagar
  2. Dera Ghazi Khan
  3. Rahim Yar Khan
  4. Rajanpur
  5. Muzaffargarh
  6. Layyah
  7. Lodhran
  8. Vehari
  9. Khanewal
  10. Mianwali

(These districts were delayed due to flood damages and verification checks. Payments are now active through HBL Konnect.)

Sindh – BISP Phase 3 Districts

  • Sukkur
  • Thatta
  • Khairpur
  • Dadu
  • Larkana
  • Badin
  • Sanghar
  • Mirpurkhas
  • Umerkot
  • Tando Allahyar

(Sindh’s flood-affected districts have been prioritized for this phase.

Khyber Pakhtunkhwa (KPK) – BISP Phase 3 Districts

  • Dera Ismail Khan
  • Tank
  • Bannu
  • Karak
  • Peshawar
  • Hangu
  • Lakki Marwat
  • Charsadda
  • Nowshera

(Payments resumed after biometric data updates and network restoration.)

Balochistan – BISP Phase 3 Districts

  • Jaffarabad
  • Lasbela
  • Sohbatpur
  • Naseerabad
  • Gwadar
  • Kech (Turbat)
  • Khuzdar
  • Killa Abdullah

(Cash distribution ongoing at local camps and HBL Konnect centers.)

Gilgit Baltistan & Azad Jammu Kashmir

  • Gilgit
  • Hunza
  • Skardu
  • Ghanche
  • Muzaffarabad
  • Mirpur (AJK)

(Beneficiaries can collect payments via Easypaisa agents with CNIC verification.)

Note:

The official Phase 3 list may continue to expand throughout October 2025 as data from flood-hit and remote districts gets updated. Always confirm your eligibility through the 8171 portal or SMS your CNIC to 8171 for the latest confirmation.

Pro Tip: Keep your CNIC original and registered SIM ready while visiting your nearest BISP payment center.

How to Check Your BISP Phase 3 Status by CNIC (8171 Portal or SMS)

Checking your BISP 13500 Phase 3 payment status is simple and free. You can verify whether your October 2025 payment is ready through two easy methods — either by sending your CNIC to 8171 or by using the official BISP 8171 online portal.

BISP 13500 Phase 3 October 2025 payment steps — CNIC check, eligibility verification, district list, and payment collection process.
Step-by-step guide to receive your BISP 13500 Phase 3 October 2025 payment — from CNIC verification to collection at HBL Konnect or Easypaisa center.

Also Check: BISP 8171 Portal Problem Solved – New Update Release

Both methods confirm if your BISP Phase 3 payment is issued, pending, or under verification.

Method 1: Check BISP Payment via 8171 SMS Service

This is the fastest and most popular method, especially for users without internet access.

Step-by-step process:

  1. Open the SMS option on your mobile.
  2. Type your 13-digit CNIC number (without spaces).
  3. Send it to 8171.
  4. Wait for a confirmation message from BISP.

You’ll receive one of the following replies:

  • Congratulations, you are eligible for BISP 13500 payment.”
  • Your payment is under verification. Please wait for confirmation.”
  • You are currently not eligible for the October 2025 phase.”

Urdu Version:

اپنا شناختی کارڈ نمبر 8171 پر ایس ایم ایس کریں۔

آپ کو فوری طور پر ایک پیغام موصول ہوگا جس میں آپ کی اہلیت اور ادائیگی کی معلومات دی جائیں گی۔

Final Tip: Always send the SMS from your registered mobile number that was used during the BISP survey or registration.

Method 2: Check BISP Phase 3 Payment Status Online (8171 Web Portal)

If you have internet access, the online portal is the easiest and most accurate option.

Follow these steps:

  1. Visit the official website: https://8171.bisp.gov.pk
  2. Enter your CNIC number in the search box.
  3. Complete the captcha code (to verify you’re human).
  4. Click “Submit” or “Check Eligibility.”

You’ll instantly see your eligibility status, including:

  • Payment amount (Rs 13,500)
  • Payment phase (Phase 3 October 2025)
  • Collection status (Ready / Pending / Verified)
  • Payment center details (bank or shop name)

Pro Tip: Take a screenshot or note your payment status before visiting your nearest BISP center for collection.

Common 8171 Response Messages Explained

Message ReceivedMeaningWhat to Do Next
Eligible for PaymentYou are included in Phase 3Visit nearest HBL Konnect or Easypaisa outlet
Under VerificationYour CNIC is being recheckedWait for official confirmation SMS
Not EligibleYour record not updatedRe-register via BISP tehsil office
Data ErrorNetwork or input mistakeResend CNIC after 10 minutes

Important Reminder:

Only trust official messages from “8171”. Any SMS or call from other numbers claiming to offer “BISP registration” or “cash in advance” is fake.

“بے نظیر انکم سپورٹ پروگرام کی جانب سے صرف 8171 نمبر سے پیغامات بھیجے جاتے ہیں۔”

When & Where to Collect the Rs 13,500 BISP Payment (October 2025 Phase 3)

Once your BISP 8171 CNIC status shows “Payment Ready”, you can collect your Rs 13,500 BISP Phase 3 payment from officially designated bank partners or cash distribution centers in your area.

The Benazir Income Support Programme (BISP) has partnered with HBL Konnect, Easypaisa, and JazzCash to ensure fast and secure delivery of funds across Pakistan. Beneficiaries can also receive payments through camp sites or mobile vans in rural and flood-affected regions.

Where to Collect Your BISP Payment

There are three main options available for receiving your payment:

1. HBL Konnect Centers (Punjab, Sindh, Balochistan)

  • Visit the nearest HBL Konnect shop with your original CNIC.
  • Tell the agent you want to collect your BISP 13500 payment.
  • Place your thumb on the biometric device for verification.
  • Once verified, you’ll receive your cash amount instantly.
  • Keep your printed receipt or SMS confirmation for safety.

Urdu Note:

اپنے قریبی HBL Konnect سینٹر پر جائیں، بایومیٹرک تصدیق کے بعد رقم حاصل کریں۔

2. Easypaisa & JazzCash Agents (KPK, GB, AJK)

  • Visit a verified Easypaisa or JazzCash agent.
  • Provide your CNIC number and complete biometric verification.
  • Receive Rs 13,500 cash and a confirmation message from 8171.
  • In case of a biometric error, try another agent or center nearby.

Pro Tip: Always check that the agent’s BISP payment board is displayed outside the shop — this confirms they’re authorized.

3. BISP Campsites & Payment Vans (Rural / Flood Areas)

In some remote or flood-hit districts, temporary camp distribution points or mobile vans are being used for cash disbursement.

  • Bring your original CNIC and SMS confirmation.
  • Biometric check will be done on-site.
  • Payments are processed in real-time through secure devices.

What to Bring When Collecting Your Payment

Required ItemPurpose
Original CNICIdentity & biometric match
SMS from 8171Proof of eligibility
Registered mobile (optional)To receive payment confirmation
Copy of CNIC (optional)Backup in case of manual record needed

Payment Timings

  • Most centers operate 9:00 AM to 5:00 PM (Monday–Saturday).
  • Peak hours: 10 AM – 1 PM (expect crowds).
  • For convenience, visit early morning or late afternoon.

BISP recommends collecting your cash as soon as possible to avoid payment expiration or network delays.

Important Tips for Safe Collection

  1. Always collect your money yourself — never through an agent or family member.
  2. Never share your CNIC number or SMS code with anyone.
  3. Count your cash before leaving the counter.
  4. Report any fraud or overcharge at the BISP helpline (0800-26477).
  5. Keep your receipt or transaction slip for future reference.

Urdu Reminder:

رقم حاصل کرنے کے بعد اپنی رسید ضرور رکھیں۔

کوئی فیس یا کٹوتی قابل قبول نہیں ہے۔ اگر کوئی دکاندار کٹوتی کرے تو فوراً 8171 پر شکایت درج کروائیں۔

Common Payment Issues & How to Fix Them (BISP Phase 3 October 2025)

While most beneficiaries receive their Rs 13,500 BISP payment without any delay, some face technical or verification issues — especially during Phase 3 (October 2025).

Here are the most common problems and step-by-step solutions you can follow to fix them easily.

1. BISP Payment Not Showing or Still “Under Verification”

Reason:

Your CNIC is still being rechecked by the NADRA database or your data hasn’t been updated after the recent BISP survey.

Solution:

  • Visit your nearest BISP Tehsil Office and ask for a data verification update.
  • Carry your original CNIC and SMS confirmation (8171).
  • Request the officer to recheck your eligibility under the Phase 3 program.

💬 Urdu Help:

اگر آپ کا پیغام “Under Verification” آرہا ہے تو قریبی تحصیل دفتر جا کر بایو میٹرک تصدیق کروائیں۔

2. Biometric Verification Failed

Reason:

Your thumb impression doesn’t match NADRA’s record — common for elderly beneficiaries or those with worn fingerprints.

Solution:

  • Try another biometric device at a different HBL Konnect or Easypaisa shop.
  • Wash and dry your hands properly before retrying.
  • If it still fails, visit the BISP office to register a “Biometric Failure Complaint.”
  • In special cases, payment can be released manually after verification.

Pro Tip: Elderly users can bring a family member (next of kin) for alternate verification under special approval.

3. BISP Payment on Hold / Suspended

Reason:

Your record may show duplicate CNIC usage, inactive SIM, or data mismatch between NADRA and BISP.

Solution:

  1. Reconfirm your details on the 8171 portal.
  2. Visit the nearest BISP registration desk and reverify your CNIC.
  3. Provide your correct mobile number and household record.

Once the update is complete, your payment status will change to “Active” within 7–14 days.

Urdu Reminder:

اگر آپ کی ادائیگی “Hold” پر ہے تو دوبارہ تصدیق کے بعد رقم جاری کر دی جائے گی۔

4. Deduction or Partial Payment Received

Reason:

Some agents wrongly deduct small amounts claiming “service charges.”

Solution:

  • BISP never charges any fee for withdrawal.
  • If any amount is deducted, immediately report it to:
    Helpline: 0800-26477
    SMS Complaint: Send “Complaint” with CNIC to 8171
    Or visit your BISP office and show your receipt.

“کوئی بھی دکاندار کٹوتی کرے تو فوراً 8171 پر شکایت درج کروائیں۔”

5. No SMS Received from 8171

Reason:

Network delay, SIM not registered under your name, or message delivery blocked.

Solution:

  • Ensure your SIM is registered under your CNIC.
  • Use another mobile network (Jazz, Zong, Ufone, Telenor) and resend CNIC to 8171.
  • Alternatively, check online at 8171.bisp.gov.pk.

6. Wrong CNIC Entered or Portal Error

Solution:

  • Clear browser cache and refresh the portal.
  • Make sure you’re entering 13 digits only (no spaces or dashes).
  • Recheck captcha before submitting.

Quick Tip: Using Google Chrome on mobile gives smoother results for BISP portal access.

Official Help Channels

If none of the above fixes your issue, contact BISP directly through any of these official channels:

ChannelDetails
Helpline0800-26477
Websitehttps://bisp.gov.pk
SMS ServiceSend CNIC to 8171
Office VisitNearest BISP Tehsil Office

Districts Covered Under BISP Phase 3 (October 2025)

The Benazir Income Support Programme (BISP) has officially launched Phase 3 payments for October 2025 across multiple districts in Punjab, Sindh, Khyber Pakhtunkhwa (KPK), Balochistan, Gilgit-Baltistan, and Azad Jammu & Kashmir (AJK).

This phase mainly focuses on areas affected by recent floods, low-income families, and regions pending verification from the previous phase.

Overview of Phase 3 District Coverage

  • Start Date: last week of October 2025
  • Payment Amount: Rs 13,500
  • Eligibility: Verified households via CNIC (8171)
  • Distribution Partners: HBL Konnect, Easypaisa, JazzCash

BISP Phase 3 Districts (Confirmed October 2025 List)

Here’s a consolidated list of districts officially included in the BISP Phase 3 October 2025 payment round based on the latest 8171 updates and regional rollout notices.

Province / RegionDistricts Included (Phase 3)
PunjabRajanpur, Muzaffargarh, Dera Ghazi Khan, Layyah, Lahore, Bahawalpur, Rahim Yar Khan, Mianwali, Hafizabad
SindhSukkur, Khairpur, Ghotki, Karachi, Shikarpur, Jacobabad, Kashmore, Dadu, Thatta, Benazir bhutto
Khyber Pakhtunkhwa (KPK)Dera Ismail Khan, Tank, Peshawar, Lakki Marwat, Karak, Kohat, Swat, Charsadda, Nowshera, Lower Dir
BalochistanNasirabad, Gwadar, Jaffarabad, Sohbatpur, Bolan, Lasbela, Kech, Panjgur, Kharan
Gilgit-BaltistanGilgit, Skardu, Hunza, Ghizer, Astore
Azad Jammu & Kashmir (AJK)Mirpur, Kotli, Bagh, Poonch, Muzaffarabad

Districts Prioritized Due to Flood or Hardship

Certain flood-affected or economically challenged areas have been prioritized for early payment clearance in October 2025:

  • Sindh: Jacobabad, Kashmore, Dadu, Shikarpur
  • Punjab: Rajanpur, Muzaffargarh, D.G. Khan
  • Balochistan: Jaffarabad, Nasirabad, Sohbatpur

“These districts were chosen under BISP’s special assistance initiative to help families recover from flood damages and inflation pressures.”

Urdu Note:

بی آئی ایس پی فیز 3 کی ادائیگیاں خاص طور پر ان اضلاع میں شروع کی گئی ہیں جہاں حالیہ سیلاب یا مالی مشکلات کی وجہ سے گھرانے متاثر ہوئے۔

How to Check If Your District Is Included

  1. Visit 8171.bisp.gov.pk.
  2. Enter your CNIC and check your district details in the eligibility result.
  3. You’ll see whether your district is active in Phase 3 or scheduled for the next phase.
  4. If your district isn’t listed yet, keep checking weekly — BISP updates the coverage list gradually.

Districts Pending for Phase 4 (Expected November 2025)

Some districts are currently marked for Phase 4 rollout, expected next month. These may include:

  • Punjab: Chakwal, Sahiwal, Kasur
  • Sindh: Hyderabad, Mirpurkhas
  • KPK: Abbottabad, Mansehra
  • Balochistan: Khuzdar, Mastung

These updates will appear officially on the 8171 portal once payment verification is complete.

Important Announcements & Official Updates (BISP October 2025)

As BISP Phase 3 payments continue across Pakistan, the Benazir Income Support Programme has issued several important updates and public announcements for all beneficiaries.

These announcements are designed to ensure transparency, safe payment collection, and protection from scams.

1. Payment Deadline for October 2025

All eligible families under BISP 13500 Phase 3 are advised to collect their payments before 31st October 2025.

  • Payments will not be reissued after the cutoff date.
  • Late claimants may be shifted automatically to Phase 4 (November 2025).
  • Check your payment readiness through 8171 SMS or the BISP portal before visiting centers.

Urdu Note:

تمام اہل خاندان اپنی رقم 31 اکتوبر 2025 سے پہلے وصول کر لیں۔ تاخیر کی صورت میں ادائیگی اگلے فیز میں منتقل ہو سکتی ہے۔

2. Fake SMS & Call Warning (8171 Scam Alert)

BISP has warned citizens about fake messages and calls claiming to offer “advance cash” or “extra payments.”

Only trust official messages from number 8171.

Official Clarification:

  • No BISP representative will ever ask for money, PIN, or OTP.
  • All verifications and payments are handled only through official centers.
  • Report fake numbers or fraud attempts to helpline 0800-26477 or the nearest police station.

Urdu Warning:

8171 کے علاوہ کسی بھی نمبر سے آنے والے پیغام پر یقین نہ کریں۔ بی آئی ایس پی کی جانب سے کوئی بھی فیس یا کوڈ نہیں مانگا جاتا۔

3. New Verification Rules (October 2025 Update)

BISP has introduced updated verification criteria for ongoing beneficiaries to ensure funds reach genuine families.

Key Updates:

  • CNIC must be valid and active in NADRA’s system.
  • SIM must be registered in the beneficiary’s own name.
  • Household data must match Ehsaas survey records.
  • In case of data mismatch, payments will be temporarily paused until correction.

Pro Tip: If your CNIC has expired, renew it immediately — NADRA auto-updates verified records to BISP’s system within 5–7 days.

4. Special Focus: Flood-Affected Families

As part of the October 2025 relief strategy, BISP has prioritized payments in flood-hit areas including Jacobabad, D.G. Khan, Rajanpur, and Jaffarabad.

  • Mobile payment vans and temporary camps have been deployed.
  • Additional verification support desks are active in these regions.

💬 Urdu Note:

سیلاب زدہ علاقوں کے مستحق خاندانوں کے لیے اضافی کیمپس قائم کیے گئے ہیں تاکہ رقوم بروقت پہنچ سکیں۔

5. Biometric Assistance for Elderly & Disabled Beneficiaries

BISP has now allowed alternate verification for beneficiaries facing biometric failure issues (especially elderly or disabled persons).

What’s New:

  • Authorized family members can verify on behalf of the applicant after official approval.
  • Manual disbursement may be provided via BISP tehsil office after verification.

Conclusion – Final Thoughts & Key Takeaways (BISP 13500 Phase 3 October 2025)

The Benazir Income Support Programme (BISP) continues to stand as Pakistan’s most impactful welfare initiative — and the October 2025 Phase 3 payments are another major step toward supporting families struggling with inflation, unemployment, and flood recovery.

If you are among the millions of registered beneficiaries, remember:

👉 Your Rs 13,500 BISP payment is your right — collect it safely, on time, and only from authorized BISP centers or digital partners (HBL Konnect, Easypaisa, JazzCash).

Key Takeaways for Beneficiaries

TopicImportant Points to Remember
Eligibility CheckAlways verify through 8171 SMS or BISP 8171 portal before visiting centers.
Payment CollectionBring original CNIC, confirm biometric, and never pay any extra charges.
Payment DeadlineCollect your October 2025 payment before 31st October to avoid phase delay.
Fraud AlertOnly trust official messages from 8171 — report fake calls immediately.
Special SupportElderly, widows, and flood-affected families get priority assistance at camps.

Why Staying Updated Matters

Every BISP payment cycle includes policy updates, district rollouts, and new verification checks.

To avoid payment delays or missed eligibility, it’s important to:

  • Stay connected with official BISP updates via bisp.gov.pk.
  • Recheck your CNIC status every new phase (8171 SMS or online).
  • Update your mobile number and NADRA record whenever changed.

اپنی معلومات ہمیشہ تازہ رکھیں۔ شناختی کارڈ یا موبائل نمبر میں تبدیلی کی صورت میں دوبارہ تصدیق لازمی کروائیں تاکہ ادائیگی میں تاخیر نہ ہو۔

A Message to Beneficiaries

The BISP 13500 October 2025 Phase 3 payment is more than financial aid — it’s a message of hope, stability, and national unity.

From cities to the most remote villages, this program continues to uplift millions of Pakistani women and families through trust, transparency, and technology.

Let’s all ensure this help reaches those who truly need it — safely and fairly.

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