The Benazir Income Support Programme (BISP) has officially declared that Phase 3 payments will begin on November 6, 2025. According to the latest update, this phase will cover all remaining finalized districts in Pakistan, and beneficiaries are advised to check their eligibility through the 8171 web portal before the 13500 payments start. Authorities have also indicated that the schedule may delay, depending on verification and Payment distribution progress. The confirmed BISP Phase 3 payment districts list 2025 includes Bahawalpur, Dera Ismail Khan, Jamshoro, Dadu, Qilla Saifullah, Lahore, Multan, and many others. This phase purpose to support beneficiaries who were left out of the previous rounds.
What is BISP Phase 3? Understanding the Current Payment Cycle
The Benazir Income Support Programme (BISP) has entered its third payment phase for 2025, known as BISP Phase 3. This phase is part of the government’s continued effort to provide financial assistance of Rs. 13,500 to low-income families across Pakistan. It specifically targets those who were unable to receive their installments in earlier rounds or completed verification recently through the 8171 web portal.
Starting November 6, 2025, the BISP Phase 3 payments will begin in selected districts. The payment cycle may continue for several weeks, depending on each district’s disbursement schedule and verification process. Beneficiaries can collect their cash from designated BISP payment centers, camp sites, or partner banks after successful biometric verification using their CNIC number.
The main aim of BISP Phase 3 is to make sure eligible beneficiaries and households in Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan receive timely recieve 13500 payment to help with rising living costs. Beneficiaries are encouraged to check their eligibility online by entering their CNIC on the 8171 portal or visiting the nearest Benazir Office branch.
This phase also includes district-wise monitoring to ensure transparency and quick resolution of payment issues. Those facing delays or biometric problems can contact the BISP helpline or visit official centers for complaint registration.
In short, BISP Phase 3 payments are not just about financial help, they represent a continued effort toward social protection and economic stability for deserving households in Pakistan.
Complete List of Finalized Districts for BISP Phase 3 (2025)
The Benazir Income Support Programme (BISP) has declared the authorized list of finalized districts that will includes in Phase 3 payments starting from November 3, 2025. This list includes districts from Punjab, Sindh, Khyber Pakhtunkhwa (KP), and Balochistan, ensuring that beneficiaries from all provinces benefit from the 13500 BISP Phase 3 payments.
Below is the complete BISP Phase 3 payment districts list 2025 as announced in the latest update:
Jamshoro, Dadu, Qilla Saifullah, Qilla Abdullah, Chaman, Pishin, Khuzdar, Hafizabad, Lahore, Khanewal, Larkana, Shikarpur, ,Karachi, Tando Muhammad Khan, Tando Allahyar, Hyderabad, Kharan, Chagai, Rahim Yar Khan, Malakand, Khairpur, Harnai, Ziarat, Sibi, Lakki Marwat, Okara, Tank, Toba Tek Singh, Mianwali, Multan, Sujawal, Sheikhupura, Kashmore, Layyari, Dera Bugti, Qarq, Kohlu, Barkhan, Musakhel, Sherani, Dera Ismail Khan, Bahawalnagar, Ghotki, Zhob, Loralai, Duki, Buner, Haveli, Ghizer, Kasur, Gujranwala, Wazirabad, Leiah, and Bahawalpur.
These districts have been confirmed and approved for Phase 3 payments after completing the eligibility and data validation process through the 8171 portal. Females living in these areas can expect to receive their Benazir Kafalat 13500 payment at the nearest BISP campsites after biometric verification.
If your district is added above, it means you are include in the current BISP Phase 3 payment cycle. However, those whose districts are not showing should wait for future phase, as Phase 4 is expected to cover remaining regions in the next payment quarter.
This list will help beneficiaries to confirm their inclusion and prepare their CNICs in advance for a safely collection process once the payments begin on November 3, 2025.
How to Check Your Eligibility and Payment Status Online (via 8171 Portal)
Checking your BISP Phase 3 payment status is now simplwr than ever through the official 8171 web portal. Every female can confirm their eligibility, payment details, and registration status using their Computerized National Identity Card (CNIC) number — without visiting a BISP office.
Here’s a easiest step-by-step guide to check your status:
- Visit the official 8171 web portal (https://8171.bisp.gov.pk).
- Enter your 13-digit CNIC number in the search box.
- fill the captcha code displayed on the screen.
- Click on the ‘Submit’ or ‘Check Status button.
- The system will show your eligibility result, payment status, and phase information instantly.
If the portal shows that your payment is in “Phase 3”, you can collect your 13500 from the nearest BISP campsite or retailer shop starting November 3, 2025. In case of a “not verified” message, you can visit the nearest BISP registration office for verification or call the BISP helpline for assistance.
Must Visit: Why BISP Beneficiaries Payment Stopped?
female should also check their SMS messages from the official number 8171, as it gives updates about payment schedule, campsite centers, and verification requirements. Remember, never share your personal data with unauthorized person.
This easy verification system helps ensure transparency, security, and easy access for every eligible beneficiaries under the Benazir Income Support Programme.
Step-by-Step Guide – How to Receive Your BISP Phase 3 Payment Safely
Once you have confirmed your eligibility on the 8171 web portal, the next action is to collect your BISP Phase 3 payment safely and smoother. The Benazir Income Support Programme (BISP) has set up payment campsites, retailer shops, and partner banks across Pakistan to make the process smooth and transparent.
Follow these simple steps to receive your Rs. 13,500 Phase 3 payment:
- Wait for the official confirmation SMS from 8171, You will receive a message confirming that your 13500 payment is ready for collection.
- Visit the nearest BISP payment center or campsite – Bring your original CNIC for verification.
- Complete biometric verification – Your fingerprints will be scanned to confirm your identity.
- Receive your payment – Once verified, you will receive your Rs. 13500 cash from the authorized representative.
- Collect your printed receipt – Always ask for a receipt to ensure transparency and record-keeping.
- Check your payment slip – Verify that the amount is correct before leaving the center.
Important Tip:
If your payment is delayed or if there’s a biometric issue, visit your nearest BISP tehsil office or contact the official BISP helpline (0800-26477) for support.
The government has also deployed staff and monitoring teams at most campsites to ensure a safe and respectful environment for women beneficiaries. Always remember to avoid agents or middlemen, the BISP payment process is completely free.
This phase purpose to guarantee that every eligible beneficiary and family receives their BISP Phase 3 payment securely and without exploitation.
Common Problems and Solutions During BISP Phase 3 Payments
While the Benazir Income Support Programme (BISP) purpose to make the Phase 3 payment process smooth and transparent, some females may still face technical errors or biometric verification issues. Here are the most common issues reported during previous phases — along with easy solutions to support you resolve them easily.
1. Biometric Verification Failure
Problem: Fingerprints not matching or machine not recognizing biometrics verification
Solution: clean your hands and try again. If the issue continues, visit the nearest NADRA office to update your fingerprints, then return to the BISP camp sit.
2. CNIC Not Verified or Blocked
Problem: Portal shows “Not Verified” or “Blocked CNIC.”
Solution: Visit your nearest BISP Dynamic registration center and reverify your data. Bring your original CNIC and family information.
3. Payment Delay or Not Received Yet
Problem: Payment not showing in your account or delayed message from 8171.
Solution: Check the 8171 portal regularly or wait for the official SMS from 8171. Payments may take a few days to process depending on your district schedule.
4. Deduction or Short Payment
Problem: You received less than 13500.
Solution: Immediately report to Official BISP staff at the camp site and demand a receipt. You can also register a complaint at 0800-26477 or through the BISP tehsil office staff.
5. Fake SMS or Fraud Calls
Problem: Receiving fake messages or calls asking for personal data.
Solution: Only trust messages from authentic number 8171. Never share your CNIC, PIN, or bank details with anyone claiming to be from BISP Staff.
These steps support to protect your BISP Phase 3 payment and ensure that every eligible beneficiary receives their full amount safely and honestly.
Latest Official BISP Updates and Important Announcements (October–November 2025)
The Benazir Income Support Programme (BISP) has declared several latest updates for Phase 3 payments 2025 to make the process simpler and more transparent for females. Below are the most important announcements every eligible beneficiary should know before payments begin on November 3, 2025.
1. New Bank Transfer Payment System
BISP has introduced a direct bank transfer method for the 13500 BISP installment. This means female will now be able to receive their payments directly in their bank accounts, reducing the need to stand in huge crowd.
Partner banks include HBL, Bank Alfalah, and Bank of Punjab.
If you don’t have a bank account yet, you can still collect your Payment from your nearest BISP payment center until your account is linked.
2. Phase 3 Payment Schedule and Start Date
The official BISP Phase 3 payments 2025 will begin on November 3, 2025, and continue for 1 month. However, authorities have mentioned that dates may change depending on district verification and payment release. Females are advised to check the 8171 web portal and official SMS updates for confirmation before visiting BISP Payment center.
3. Updated Office Timings and Online Access
BISP offices staff are now available on Monday to Friday, from 9:00 AM to 5:00 PM, and closed on weekends (Saturday–Sunday).
Even when offices are closed, you can still check your eligibility, payment status, and district details online by the 8171.bisp.gov.pk portal or SMS service.
Also Check: How to Check BISP Phase 3 Payment Detail Online?
4. Improved Transparency and Digital System
To make the payment process easy and more efficient, BISP has started its digital verification system. Payments are now closely monitored to prevent fraud or unfair deductions.
The BISP Phase 3 payment districts list 2025 will be regularly updated to include new areas as the program expands.
These latest updates show the government’s strong commitment to supporting poor households through a fair, transparent, and technology, driven payment process under the Benazir Income Support Programme.
Eligibility Criteria for BISP Phase 3 Beneficiaries (2025)
The Benazir Income Support Programme (BISP) has clear rules to ensure that only deserving households receive benefits in Phase 3 payments 2025. Before collecting the Rs. 13,500 installment, beneficiaries should check if they meet the eligibility requirements listed below.
Who is Eligible for BISP Phase 3 Payments?
- Poor families already registered under the BISP or 8171 Ehsaas database.
- Beneficiary holding a valid CNIC who are the head of their household.
- household with a poverty score below 32 as per the National Socio-Economic Registry (NSER).
- Households should not receiving regular government salaries or pensions.
- Those who completed their verification or survey in 2025 and were marked as eligible soon on the 8171 web portal.
Who is Not Eligible?
- Government employees or pensioners.
- Individuals owning large agricultural land, businesses, or properties.
- Anyone registered for tax or business with FBR.
- Families already receiving financial assistance from other government welfare programs.
How to Confirm Eligibility
female can check their status by visiting the official 8171 portal (8171.bisp.gov.pk) and entering CNIC number. If your record shows as “Eligible for Phase 3”, you will receive your BISP Phase 3 payment starting November 3, 2025.
Those marked as “Ineligible” can visit the nearest BISP registration center to update their family information and reapply for future phases.
This eligibility process ensures that the right female receive BISP Phase 3 payments under the Benazir Income Support Programme, promoting fairness and transparency in all districts.
Reasons for Delay or Non-Payment in BISP Phase 3 (2025)
Many females have reported delays or missing payments during the Benazir Income Support Programme (BISP) Phase 3 payments 2025. These problems usually occur due to technical errors, verification, or documentation problems. Here’s a simpler breakdown to support you understand the main problems and solutions.
1. Ongoing District Schedule
Each district has a different payment schedule. If your district is scheduled for the last phase, you may receive your 13500 payment a some days later than others. Always check official updates through the 8171 portal or BISP social media channels.
2. Unverified CNIC or Expired Identity
If your CNIC is expired or not verified with NADRA, your payment may be stopped. Make sure your CNIC is updated and active before visiting the payment campsite.
3. Incomplete Data or Household Information
beneficiaries whose NSER survey data is incomplete or outdated might not appear in the Phase 3 list. Visit your nearest BISP office to update your personal data and ensure your data is complete.
4. Biometric Verification Issues
If the biometric scan fails multiple times, your payment cannot be processed. You can retry at another BISP campsite or update your fingerprints from NADRA for biometric verification.
5. Payment Center or Server Errors
Sometimes, delays occur due to technical issues, server downtime, or network errors at BISP payment points. These are temporary and usually resolved within a some days.
6. Fraud or Fake Message Confusion
Many people face victim to fake SMS messages pretending to be from BISP 8171. Always rely on official updates only from 8171 and never share personal details with anyone else.
By understanding these problems, beneficiaries can avoid unnecessary stress and take the right steps to receive their BISP Phase 3 payment without any issue.
Step-by-Step Process to Receive BISP Phase 3 Payment (2025)
To make it simpler for all registered beneficiaries, the Benazir Income Support Programme (BISP) has outlined a easy process for collecting the 13500 Phase 3 payment. Follow the steps below carefully to ensure you receive your payment smoothly and without any problems.
Step 1: Check Eligibility Status Online
Visit the official 8171 portal (8171.bisp.gov.pk) and enter your CNIC number to confirm your eligibility. If your record shows “Eligible for Phase 3”, confirm your district name and payment center details.
Step 2: Confirm District Payment Schedule
Each district has its own payment method. According to the latest update, Phase 3 will begin on November 6, 2025, and continue until November 30, 2025. Make sure you go on your district assigned dates to avoid long queues.
Step 3: Visit the Nearest Payment Center
Go to the designated BISP payment camp site or partner bank point in your district. Bring your original CNIC and ensure your fingerprints are clear for biometric verification.
Step 4: Biometric Verification & Payment Collection
Place your thumb on the biometric device for identity verification. Once verified, you will receive your 13500 cash payment. Always collect the printed receipt for your personal record.
Step 5: Check for Deductions or Issues
Before leaving, double-check your payment slip and count your cash. If any deduction or discrepancy is found, immediately report it to the on-site BISP staff or call the official helpline (0800-26477).
Also Read: How to File Complain for BISP Payment Deduction?
Step 6: Stay Updated Through 8171 SMS
You will receive an official SMS from 8171 for any new payment updates, district changes, or next installment information. Never trust random people claiming to represent BISP.
By following these simple steps, beneficiaries can safely get their Benazir Income Support Programme Phase 3 payments and ensure full transparency throughout the process.
BISP Phase 3 Districts List (Final Official Update 2025)
Below is the confirmed list of districts included in the Benazir Income Support Programme Phase 3 roll-out, as part of the 2025 payment cycle starting on November 6. The list shows where the 13500 BISP Phase 3 payments will be distributed under the “BISP Phase 3 payment districts list 2025”.
Finalised Districts (Grouped by Province)
Sindh: Jamshoro, Khairpur · Larkana · Shikarpur · Kashmore · Ghotki · Sujawal, Dadu · Tando Muhammad Khan · Tando Allahyar · Hyderabad ·
Punjab: Lahore · Wazirabad · Leiah · Bahawalpur · Multan · Rahim Yar Khan, Hafizabad · Khanewal · Okara · Sheikhupura · Kasur · Gujranwala ·
Khyber Pakhtunkhwa (KP): Malakand · Lakki Marwat · Dera Ismail Khan, Buner · Tank
Balochistan: Qilla Saifullah · Sibbi · Harnai · Ziarat · Kohlu · Dera Bugti · Barkhan · Musakhel · Zhob · Loralai · Duki, Qilla Abdullah · Chaman · Pishin · Khuzdar · Kharan · Chagai
Gilgit-Baltistan / AJK: Ghizer · Haveli · Other northern districts
Note: Some district-groupings may overlap provincial boundaries; always verify from local BISP tehsil office or 8171 portal.
Key Notes
- If your district is in this list, you are eligible for Phase 3 payment and should prepare your CNIC for collection from your local payment camp site.
- Even with your district listed, you must still complete CNIC verification and check your payment status via the 8171 web portal.
- If your district is not in the list, you may be covered in a future phase, keep checking the official portal and SMS updates.
Frequently Asked Questions (FAQs) – BISP Phase 3 Payments 2025
1. When will BISP Phase 3 payments start?
The BISP Phase 3 payments will officially start on November 6, 2025, and remain continue until November 30, 2025.
2. How much amount will be given in Phase 3?
Each eligible beneficiary will receive Rs. 13500 under the Benazir Kafalat Program for Phase 3.
3. How can I check if I am eligible for BISP Phase 3?
You can check your eligibility by visiting the official 8171 portal (8171.bisp.gov.pk) by entering your CNIC number. It will show whether you are eligible or not for the phase 3 payment.
4. What should I do if my payment is delayed or not received?
If your payment is delayed, verify your status on the 8171 portal or contact the official BISP helpline (0800-26477). Payment delays usually occur due to district scheduling or CNIC verification problems.
5. Can I collect my payment from any center in Pakistan?
No, you can only collect your BISP Phase 3 payment from the assigned payment campsites in your registered district. Always bring your original CNIC for biometric verification.
Final Conclusion –
The Benazir Income Support Programme (BISP) Phase 3 Payments 2025 aik aur aham qadam hai gareeb aur low-income families ki madad ke liye. Ye phase 3 November 2025 se officially start ho raha hai, jisme mulk bhar ke finalized districts ke mustahiq afraad ko Rs. 13,500 ka installment diya ja raha hai under the Benazir Kafalat Program.
Beneficiaries ko chahiye ke wo apni eligibility 8171 portal par check karein, CNIC verification complete rakhein, aur apne assigned payment center par waqt par pohanch kar payment receive karein taake koi delay na ho.
Ye program hukoomat ka ek barha initiative hai jo desh ke mazloom aur mustahiq khandano tak financial support pohanchane ke liye banaya gaya hai. BISP Phase 3 ka maqsad yehi hai ke har deserving family tak imandari aur transparency ke sath madad pohanche.
Un families ke liye jo abhi include nahi hui, unhein chahiye ke wo future phases ke liye updates check karti rahen. Benazir Income Support Programme asal mein ek umeed ka zariya hai – jahan se hazaroon gharano ko behtari ki raah mil rahi hai.
